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Loan Application form

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Z-Fruitful Field Loan Services

Financial Support Designed Around Real Needs.

Access flexible, transparent and member-focused loan packages designed to support personal needs, business activities, emergencies and short-term financial goals.

View Loan Packages Apply for a Loan ↓
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Transparent Process
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Flexible Options
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Member Focused
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Growth Support
Our Loan Packages

Choose the Loan That Fits Your Need

Z-FRUITFUL FIELD offers different loan categories with distinct requirements, repayment structures and eligibility conditions. Review the available options below before submitting your application.

01
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Standard Loan

Flexible financing for personal and business needs
  • Interest: 10% per month on reducing balance
  • Processing Fee: 5% of approved loan amount, one-time
  • Collateral: Required, subject to the loan amount requested
  • Guarantor: One reliable guarantor required
  • Witness: One witness required
  • Loan Tenure: Maximum of 4 months
  • First-Time Borrower: Maximum amount of ₦200,000
  • Default Penalty: 20% compounded monthly until full repayment
Apply for Standard Loan
02
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Soft Loan

Short-term financial support for members
  • Interest: 20% fixed
  • Processing Fee: None
  • Collateral: Not required
  • Guarantor: Not required
  • Referee: One referee must attest to the credibility of the member
  • Loan Tenure: Maximum of 30 days
  • Loan Amount: ₦5,000 minimum to ₦50,000 maximum
  • Repayment: Daily repayment or one-time repayment at the end of the loan period
  • Default Penalty: 2% daily until full repayment
Apply for Soft Loan
03
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Market Place Loan

Short-term support for traders and business activities
  • Interest: 10% fixed
  • Processing Fee: 2%
  • Collateral: Not required
  • Guarantor: Not required
  • Referee: One referee must attest to the credibility of the member
  • Loan Tenure: Maximum of 30 days
  • Loan Amount: ₦25,000 to ₦50,000
  • Repayment: Daily repayment
  • Default Penalty: 2% daily until full repayment
Apply for Market Place Loan
Simple Application Process

How Your Loan Application Works

We aim to make the process straightforward while maintaining responsible cooperative lending standards.

1

Choose a Loan

Review the available packages and select the option that best matches your financial need.

2

Complete the Form

Provide the required information accurately through the loan application form.

3

Application Review

Your submission and applicable requirements are reviewed by the cooperative.

4

Approval & Processing

Approved applications proceed according to the applicable loan conditions.

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Important: All loan applications are subject to approval by the Management and Loan Committee of Z-FRUITFUL FIELD Multipurpose Cooperative Society Ltd. Submission of an application does not constitute automatic loan approval.

Loan Application

Ready to Apply?

Complete the application form below with accurate information. Please ensure you have reviewed the requirements of your preferred loan package before submitting your application.

Loan Application form

Step 1 of 3

Applicant Information

Name(Required)
MM slash DD slash YYYY

Contact Information

Email(Required)
Address